Flood Insurance

Dayton Ritz + Osborne Insurance knows that flooding is the nation’s most common — and costly — disaster. According to FEMA, 90% of all natural disasters include some sort of flooding. 

Increasingly, dramatic weather patterns, land development and other factors have reduced the Earth’s capacity for water absorption. These factors adversely affect and increase the risk of flooding — even for homes that are not adjacent to water. In fact, roughly 25% of flood claims come from moderate- to low-risk areas.

Just one inch of water can cause up to $25,000 in damage, but most homeowner policies don’t cover flood damage on their own. 

Dayton Ritz + Osborne Insurance has the right policies to help protect your home in the event of flooding.