Commercial Insurance

Based on the East End of Long Island, Dayton Ritz + Osborne Insurance offers comprehensive, customized commercial insurance solutions to meet the needs of your business, from local to international. Our knowledgeable professionals understand what’s valuable to you. Discover Dayton Ritz + Osborne Insurance, Long Island’s premier experts in business and commercial insurance.

BUSINESS PROPERTY INSURANCE

• We Protect Your Valuable Business Property
  • As your business succeeds and evolves, it will likely need to grow. Our clients receive policies that adapt to their business property needs.

BUSINESS LIABILITY INSURANCE

• We Help Your Business Thrive Through the Unexpected
  • More businesses are facing legal disputes for various reasons, from negligence and property damage to libel, slander and more. We help limit business exposures in a variety of situations.

COMMERCIAL AUTO INSURANCE

• Commercial Auto Insurance on Long Island
  • If your business involves the use of vehicles, you need auto insurance to operate. Dayton Ritz + Osborne Insurance offers premium commercial auto insurance coverage and policies that help protect your business.

COMMERCIAL EXCESS LIABILITY INSURANCE

• Don’t Allow Your Successful Business to Become a Liability
  • Your hard-earned financial security could be at risk: inadequate coverage doesn’t protect your business from accidental scenarios. Our commercial excess liability insurance helps protect you from litigation.

BUSINESS INTERRUPTION

• A Pause in Business can Impact Your Bottom Line
  • Dayton Ritz + Osborne Insurance provides business interruption insurance that helps protect your business against lost income due to a variety of perils, from natural disaster to prolonged electrical outage.

CRIME

• Protect Your Eastern Long Island Business From Criminal Acts
  • The more successful your company, the more likely it is to attract dishonest individuals, whether employees, associates or outsiders. We understand the challenges of protecting your business and provide insurance options that help address a variety of risks.

EQUIPMENT BREAKDOWN

• When the Success of Your Business Depends Upon Properly Functioning Equipment
  • Equipment breakdown insurance protects your business in the event of mechanical, electrical or computer failure and other unexpected breakdowns.

INLAND MARINE

• Manage Your Risk at Multiple Locations While On-The-Go
  • If your work is offsite, whether it’s shipping/transporting goods or contracting equipment, we help keep your business afloat from port to port.

WORKERS’ COMPENSATION

• Workers’ Comp Insurance Helps Protect Your Business on Eastern Long Island
  • If an employee suffers from a work-related injury or illness, our protection helps cover wages and medical benefits.

CYBER LIABILITY

• Any Company Can Be Affected By A Cyber Breach
  • As technology has become more complex and sophisticated, so have the threats that face your business. That is why every business needs to be prepared with cyber liability insurance. Find out how our Cyber Risk Policy protects your business assets against myriad cyber threats.